Enhanced Split Dollar
Enhanced Split Dollar is a pre-tax benefit strategy that uses employer contributions and bank leverage to triple premiums into your cash accumulation life insurance policy (IUL), using the policy as the sole collateral for bank loans. This way, you can enhance your policy’s growth potential and get the ultimate financial protection and added benefits.
Eventually, this provides more flexibility in emergencies (chronic, terminal, critical illness, or death). The best part? You get on the receiving end of more supplement retirement income compared to conventional retirement plans.